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There are two types of cover for both private motor vehicle and commercial vehicle.
For private vehicle, comprehensive coverage even comes with the below additional benefits (vary with different insurers)
Home insurance covers
Additional coverages including but not limited to
(may vary with different insurers)
Travel Insurance normally covers
Domestic Helper normally covers
Personal Accident Insurance provides multiple protections including accidental death, total permanent disability and medical expenses caused by incidents. Loss of income coverage could be extended to policy.
Professional Liability Insurance protects you from legal liabilities that may be caused by negligence, omission or wrongdoing when you provide professional services.
Fire cover accidental loss of or damage to your property insured caused by fire, lightning or explosion of boilers or gas used for domestic purposes only, or by any extra peril below
Property all risks provides cover against accidental loss of or damage to property caused by all hazards not excluded from the policy.
Provides comprehensive cover to business owners including
According to the Employees’ Compensation Ordinance in Hong Kong, the employer shall be responsible for the compensation payable under both the Ordinance and Common Law for the injury or death of their employees in the course of employment. The insurance to cover employers’ liability in the event that their staff suffers an injury or illness during the normal course of their work.
(A) Material damage
(1) Provide “All Risks” cover for loss of or damage which have not excluded from the policy to your contract works or material caused by fire, water, burglary or explosion etc. during the working period.
(B) Liabilities to third parties
Indemnify you in respect of all sums which you shall become legally liable to pay for
(1) Accidental death, bodily injury, illness or disease suffered by any person arising out of the performance of the insured contract.
(2) Accidental loss or damage to third party property arising out of the performance of the insured contract.
Marine Cargo Insurance covers the risk of loss and damage to your insured cargo caused by any un-predictable risk not excluded from the policy.
Professional Indemnity protects you from legal liabilities that may be caused by negligence, omission or wrongdoing when you provide professional services.
There are two types of cover for both private motor vehicle and commercial vehicle.
For private vehicle, comprehensive coverage even comes with the below additional benefits (vary with different insurers)
Domestic Helper normally covers
Personal Accident Insurance provides multiple protections including accidental death, total permanent disability and medical expenses caused by incidents. Loss of income coverage could be extended to policy.
Public Liability Insurance provides indemnity to the Insured against all sums which the Insured shall become legally liable to pay for compensation in respect of accidental death of or bodily injury to any person or accidental loss of or damage to property arising from the Insured’s business caused by your negligence.
Fire cover accidental loss of or damage to your property insured caused by fire, lightning or explosion of boilers or gas used for domestic purposes only, or by any extra peril below
Property all risks provides cover against accidental loss of or damage to property caused by all hazards not excluded from the policy.
Provides comprehensive cover to business owners including
(A) Material damage
(1) Provide “All Risks” cover for loss of or damage which have not excluded from the policy to your contract works or material caused by fire, water, burglary or explosion etc. during the working period.
(B) Liabilities to third parties
Indemnify you in respect of all sums which you shall become legally liable to pay for
(1) Accidental death, bodily injury, illness or disease suffered by any person arising out of the performance of the insured contract.
(2) Accidental loss or damage to third party property arising out of the performance of the insured contract.
Marine Cargo Insurance covers the risk of loss and damage to your insured cargo caused by any un-predictable risk not excluded from the policy.
Professional Indemnity protects you from legal liabilities that may be caused by negligence, omission or wrongdoing when you provide professional services.
Fax : (852) 2745 4933
Email : info@www.kmctins.com
Room 2607, 26/F., Fook Yip Building,
53 – 57 Kwai Fung Crescent, Kwai Fong, N. T.
